With an increase in the number of vehicles on the road, the traffic conditions are deteriorating and road accidents are becoming very common. These accidents damage the vehicle you are commuting in. The repair costs due to damages,along with the replacement costs of spare parts, is very high. It is, therefore, advised to have an insurance policy to cover the same. The Motor Vehicle Act of 1988 also makes it mandatory to buy a car insurance policy before taking the wheels on the road.
The claim process for making a Car accident insurance claim is very straightforward just like buying a car insurance policy.
Here are 3 simple steps for you to follow while filing a car insurance claim:
Register your claim with your insurance provider and keep the details like policy number, engine chassis number, accident date and time, handy.
Drive your car to the nearest garage for repair, or have it towed depending on the severity of the damages.
Submit the copy of all the important documents to the garage, so that they can receive the amount from the insurer according to the criteria mentioned in your policy document.
Here are top 10 tips that will be useful while filing a successful car insurance claim:
Inform your insurance company about the car accident as soon as possible.
Inform the police in case of accident or theft. Keep the copy of FIR with you for claim processing.
Keep the following details at your disposal when you contact your insurer (online/offline):
a) Policy number
b) Engine number
c) Chassis number
d) Accident details like location, date and time of the accident
e) Km. reading of the car
Fill out the claim forms carefully. Take the help of insurer's executives and furnish correct and adequate information about the incident.
Click pictures or make a video of the accident spot which may help the police and the insurers in their investigation.
Let the insurance company investigate the cause of accident on their end. Do not interrupt their survey as it may mislead their analysis.
Never blow things out of proportion when reporting the incident. Stick to the facts and be explicit.
Follow up with the insurance company regularly and update yourself with the proceedings of the claim process.
Be honest about the incident. The Insurance company will reject your claim if they find out that the claim is fraudulent.
Some insurance companies also have instant claim settlement processes. For instance Bajaj Allianz's Motor OTS feature lets you settle claims up to INR 20000 on the spot. Use features like these when there is a minor damage to the car.
Keep in mind the above pointers when you are filing car insurance claim. Bajaj Allianz offers wide range of features in its car insurance policy with easy claim settlement process. Visit the website to find more details.
What is mesothelioma sarcoma? Between the two forms of mesothelioma tumors, which are benign (non-cancerous) or malignant (cancerous), the latter is more common and dangerous, popularly known as mesothelioma. Mesothelioma is characterized by its dangerous potential to spread to other parts of the body.
Types of Mesothelioma:
There are three different types of mesothelioma:
1) Ephitheliod: It affects the membranous tissue covering the internal organs and body surfaces. Although the majority of cases of mesothelioma occurred today belong to this type, it has the best prognosis (prospects for survival or treatment).
2) Sarcomatoid: It is also known as mesothelioma sarcoma. It stems from supportive tissues such as bones, muscles, cartilage and fats. About 7% to 20% of mesothelioma cases are of this type.
3) Mixed / biphasic: 20% to 35% of mesothelioma cases belong to this type. It features both the characteristics of the two types.
The treatment options above remain the same for all aspects of types.Physical Mesothelioma Mesothelioma arising from the thoracic cavity are known as pleural mesothelioma and amounts to a participation of about three quarters of all cases. Peritoneal mesothelioma, which begins and spreads in the abdomen, accounts for 10% to 20% of mesothelioma cases. Mesothelioma affects the testes lining, which is actually an out-lunging of the peritoneum in the scrotum, is rather rare. The cases of pericardial mesothelioma that starts in the heart cavities are also very rare. Mesothelioma and Mesothelioma MassesNew cases, although they are less common, amount from 2000 to 3000, every year only in the United States. Most of the patients diagnosed with mesothelioma are in the age group of 50 and over with the majority being people in the seventies.
This is mainly due to their exposure to asbestos in the 1940s and 1950s or even more early. Exposure victims of the I970s and 1980s of the year later still have to be diagnosed. Men are more likely than women to be male victims, 3 to 5 times more likely than women. This is probably because during this period, the women of the liberation movements were launched, which resulted in prohibiting them from building work. On racial parameters, it is more common among Caucasians than African Americans.Even although cases of mesothelioma sarcoma are rare, they are extremely dangerous. People diagnosed with the disease are mostly in their last stages and critical, making their treatment more difficult compared to other forms of cancer. The survival time varies from one to two years. With unparalleled progress in modern science and medical technology, the chances of mesothelioma treatment and recovery have always been good news increasing.The is that patients with mesothelioma sarcoma can sue for compensation against companies responsible for exposure to asbestos.